STRATEGIC PLANNING FOR INDIVIDUALS & FAMILIES
WHAT WE DO
Capstone Family Office LLP provides services to high net worth individuals and families in Scotland and elsewhere in the UK. It is the first multi-family office established in Scotland.
THE THREE AIMS FOR CLIENTS
Strategy
Structure
Succession
Typically, wealthy individuals and their families are asset rich and time poor. Often they have accumulated assets, investments, pensions and insurance policies without any real structure and have no personal/family strategy behind these accumulations. Also, they have various advisers – tax, legal, wealth, insurance, banking – all of whom work for the family but rarely co-operate or communicate with each other. Generally, very little thought has been given to succession planning for children.
Capstone Family Office addresses these issues by becoming the focal point for bringing the best advisers to the table and developing a bespoke strategy and structure which involves all the family’s advisers to allow for timely and appropriate succession planning.
THE THREE ASSET CLASSES
Family wealth can generally be divided into three asset classes:
Business
-
Family Business
-
Farm/Estate/Forestry
-
Business Angel Investments
-
Philanthropy
Investments
-
Wealth Management
-
Pensions
-
Property
-
Funds/PE
Personal
-
Homes
-
Private Assets (Cars, Boats, Planes, Art, Wine/Whisky)
-
Banking/Debt
-
Protection (Wills, Insurance, Trusts, Family Constitution)
Capstone Family Office works with each family, in partnership with their other advisers, to develop a strategy around their asset classes which will lead to a structure which is operationally, legally and tax efficient. Having achieved this objective, we work with our clients to develop a succession plan to appropriately help the next generation of family members to gain the experience and knowledge required to manage wealth effectively.
ABOUT US
Capstone Family Office is led by Donald Campbell who has over 40 years of experience in advising private clients having formerly led the private client practices of Deloitte and Alvarez & Marsal in Scotland. Donald specialises in strategic planning for individuals and families and has wide experience in working alongside other professional advisers to high net worth families.
FAMILY OFFICE SOFTWARE
We use technology to give our clients real-time access to their financial information.
We use industry leading family office software to help our clients document, organise and summarise their net wealth. By consolidating data from investment portfolios, bank accounts, and other sources into one secure platform, it provides a clear and real time view of their financial holdings.
With automated data capture, we minimise manual work and ensure our clients have instant access to up to date reports using a mobile app. Its strong features include performance tracking, accounting tools, document management, and workflow automation which allows us to provide efficient and seamless financial oversight. Clients can connect to their financial institutions, customise portfolios, and monitor their returns with ease. Additionally, the secure vault keeps financial records safe, while automation tools help streamline daily operations.